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hey erin, i hear what you're saying. i found a shitload of posts all over the web where people are running without them and have no apparent issue. I'm no expert on the subject so can't really say if it's good or bad, but I try to side on caution now that I taxi my 2 yr old around in my car. A couple years ago i would have probably cut that **** out and wouldn't have thought anything different. So you're right, each their own.
I still think the insurance company scenerio is something to think about tho.
I still think the insurance company scenerio is something to think about tho.